Integrity First
Asta believes trust is earned through honest advice, follow-through, and a steady commitment to doing what is right for each client.
About Empowered Retirement
Meet Asta Sanders and the team behind Empowered Retirement, and learn how the firm supports clients with fee-only fiduciary planning, retirement guidance, and tax-aware advice.
Meet Asta Sanders, CFP®, EA, CPWA®
Asta Sanders, CFP® is the president of Empowered Retirement Inc. With over twenty-five years of experience in the financial industry, Asta specializes in retirement planning, investment management, tax planning and business retirement plan solutions.
Before taking over Empowered Retirement, Inc., Asta worked for top firms in the industry, including Merrill Lynch, Dreyfus Financial, Ryan Beck and Columbia Bank Investment Services. She received her CERTIFIED FINANCIAL PLANNER™ designation in 2001 and later received the Enrolled Agent certification, earning the privilege to represent taxpayers before the IRS.
She further distinguishes herself with the Certified Private Wealth Advisor® (CPWA®) certification, an advanced credential for wealth management strategies targeting high-net-worth clients, conferred by the Investments & Wealth Institute and taught in collaboration with the Yale School of Management.
Her rigorous preparation uniquely enables her to serve clients in tax planning in preparation for, and throughout, retirement. Asta dedicates her time to helping clients realize their retirement dreams through individualized solutions, organization techniques and tax-saving strategies.
Originally from Lithuania, Asta and her family live in Livingston, New Jersey.
Our Primary Purpose
We help people use prudent financial planning to create more choice, clarity, and confidence as they prepare for and move through retirement.
Long-Term Relationships
The goal is not just a one-time plan. It is a trusted relationship that can support clients and families across decades and life transitions.
More Life Choices
Thoughtful planning can create more flexibility, more confidence, and more freedom to enjoy the retirement years you have worked hard for.
Meet Asta in Conversation
If you would like a more personal sense of how Asta explains planning ideas, her YouTube channel is a good place to start. It gives you a chance to hear her approach and philosophy in her own words.
Many people find it helpful to watch a short video before scheduling a first conversation, especially if they want to get a clearer feel for the advisor relationship.
Asta shares quick educational videos and conversations on retirement planning topics.
Supporting Team
Asta leads every client relationship, supported by experienced specialists in tax planning and client service.
Heath Walters CPA, CTC
Heath Walters is the principal of The Walters Institute and is retained as a tax consultant with client advisors at Empowered Retirement, Inc. in wealth guidance and tax planning. He began his career with Arthur Andersen and later managed business units at Lowe’s and Home Depot.
Ashleigh Rhodes, Client Service Advocate
Ashleigh has been in the financial industry for over five years. She takes a client-first approach in everything she does, ensuring that your experience with us is smooth and efficient. She is involved in key areas such as onboarding, facilitating money movement, and managing daily communications.
How We Are Different
Fee-only RIA
As a Registered Investment Advisor firm and fiduciary, we do not receive compensation from anyone other than you. That means no selling and no commissions. Just solid, long-term financial advice.
High-Touch Personal Service
We limit the number of clients we work with so we can know you better, be more attentive, and provide better service.
Transparent and Reasonable Fees
Our standard fee schedule for all clients is between 0.35% and 1% based on the amount of assets we manage. Financial planning fees are $3,500 - $7,500.
Highest Standard of Integrity
We are committed to doing what’s right for you, continually looking for ways to improve your retirement outcome and keeping promises we can keep.
Top-of-the-line Technology
Using Right Capital, Holistiplan, ShareFile and other leading technologies, we help you organize your finances for maximum efficiency, optimization, transparency and security.
