Our Why

• Defined Benefit Pension Plans have been replaced with 401(k) plans (& some of us didn’t get the memo about how MUCH we were going to have to save ourselves).
  
• Longevity is here to stay. We can retire, yet our money CAN’T…it has to keep on compounding far longer.
  
• Tax laws have changed drastically in ways that cost most of us much more money.
  
• MAGI—Modified Adjusted Gross Income thresholds have to be monitored & managed OR you’ll find yourself paying a $150/month PENALTY on your Social Security Medicare Part B premium for not 1 year, but 2 years!
  
• Investment decisions have to be integrated with income tax ramifications to limit tax leakage.
  
• Huge short-term market valuation changes subject us to unintended Sequence of Return risks.
  
• Health related expenses are now largely OUR responsibility – no more company provided Health-Insurance-for-Life benefits.
  
• Divorce rates of couples spike within first 18 months of retirement; we don’t want that to happen on our watch.
  

We’ve attracted some clients who realized a year into retirement that they hadn’t properly planned, or to hear them tell it, “we didn’t retire well” & now they’ve pivoted and co-created happy, purposed-filled Empowered Retirements. Why wait?

Our firm’s focus is to vet and understand your goals—short and long-term. Ultimately solving YOUR Why is our objective, period.

Admittedly some women have been so busy making a living and perhaps juggling family responsibilities, they haven’t thought so much about their goals. We hear you!

So we typically start with the premise that you want to at least maintain your current lifestyle going forward, if not enhance it.

We are a repository of great trip itineraries and we welcome yours too. Our clients have experienced some awesome vacations and educational, exploratory trips, both within the US and around the globe. We’re happy to share these to stoke your imagination about your next travel experiences. And yes, we insist our clients send us pictures, so we can share in their discoveries.

After all, what’s the point of these decades of hard work, if not to ENJOY your life?

We want you to make as many memories as possible with your family and friends…that’s Our Why!